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Getting a personal loan from Citi is fast, easy, and hassle-free, with no salary transfer required. So now you can focus on what really matters, like the colour of your swim shorts for your dream vacation, or the details in your new house.
Major Advantages: Fast approvals, No salary transfer required
Points to Consider: High rate of interest
Minimum Salary Requirement: AED 8,000
Reducing Rate (as advertised): Starting from 14% p.a. (The rate is calculated on a reducing basis and varies between 14% to 30% depending on customer income and loan amount)
Flat Rate: 7.80% p.a. (as per 4 years calculation)
Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)
Maximum Finance Amount: AED 175,000 (Up to 8 times of your Salary)
Islamic Finance: No
Maximum Term: 4 Years
Salary Transfer: Not Required
Early Settlement Fees: 1% of the outstanding amount
Insurance: Optional
Salaried/Self Employed: Salaried Only
Minimum Salary: 7,000 AED
Reducing Rate 4.99%
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