The perfect card to begin your adventure! Earn up to 1 Skywards Mile on every USD spent on your Emirates-Citibank World Credit card. Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.

Enjoy unlimited access to 1,100+ airport lounges worldwide with MasterCard Travel Pass app.

Offer:  No Annual fee in year 1, Cinema Discounts, 2 Airport rides with Careem

Financial Features:

Annual Fees: AED 0, From second year onwards AED 400 will charged on annual basis

Minimum Salary Requirement: AED 12,000

Retail Interest Rate:  3.5% will be charged on the outstanding amount on monthly basis after 52 days interest-free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable on oversees transactions only

Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount.  No pre-closure fee

Repayment Period: 22 Days from statement date

Purchase Protection: No

Other Features:

• Fast, safe and effortless purchases, with Apple Pay & Google Pay
• PayLite: turn any big purchases into small payments

Travel Benefits:

Airport Lounge Access: Unlimited access to 1,100+ lounges worldwide with MasterCard Travel Pass app

Travel Medical Insurance: Complimentary Travel insurance

Meet & Greet Service: Complimentary Marhaba Bronze Meet & Greet Services once a year at Dubai International Airport

Other Features:

• Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
• Earn up to 1 Skywards Miles per USD and redeem them on Emirates or Flydubai Reward flights and upgrades

Skyward Miles:

• Earn 1 Skywards Mile per USD on non-AED spent and 0.75 Skywards Miles per USD on AED spent.
• Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai.

Leisure and Entertainment benefits:

Movie Tickets: Flat 30% off 2 movie tickets at VOX Cinemas every month

Other Features:

• Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries.
• Get 100% waiver on Annual Membership Fee (AMF) of AED 400 for the first year.
• 2 complimentary airport rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app.

• Valid Passport & Visa Copy.
• Emirates ID copy.
• Salary Certificate addressed to Citibank.
• 3-month Salary bank statements.

Legal disclaimer: Citibank Terms & Conditions apply.

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.