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Citi Ready Card

Citi Ready Card
Minimum Salary

8,000 AED

Salary Transfer

No

Islamic

No

Cashback

No

Annual Fee

0

Rate

3.5%

Description

Get cash faster than ever at a special rate of 15%* per annum with the Citi Ready Credit Card. 

It is a higher limit credit card with instant access to cash up to 6x your monthly salary or AED 175,000 (whichever is lower), in your account in UAE.
 

*T&Cs apply. 15% is annual rate and is applicable during the term of the 1st loan booked on Ready Credit Card within 1 month of card approval

 

Features

Financial Features:

Annual Fees: No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Minimum Salary Requirement: AED 8,000

Retail Interest Rate:  3.5% will be charged on the outstanding amount on monthly basis after 51 days interest free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable on oversees transactions only

Repayment Period: 21 Days from statement date

Other Features:

  • No Annual Fee 
  • Immediate access to cash up to 100% of the credit limit, with first loan at 15% annual rate within 1 month of card approval (T&Cs Apply)
  • Higher credit limit up to 6x of your monthly income or up to AED 175,000, which ever is lower
  • Repay flexibly as per the monthly repayment schedule or repay all at once without any extra charge

 

Travel Benefits:

Airport Lounge Access: Complimentary access to over 10 VIP lounges in Middle East and Africa 

Miles Program:  No

Documents Required
  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements.
Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

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