Enjoy automatic Cashback on all spend with the Citi Cashback Credit Card. 

Earn 3% on non-AED spend, 2% on grocery & supermarket spend and 1% on all other spend. No caps (up to monthly credit limit) , no minimum spend, no redemption process and no spend categories excluded.

Offer: Cashback offer, 2 airport rides with Careem

Main Feature:

Cashback: Automatic Cashback on all Spend.

• 3% cashback on all non-AED spend
• 2% cashback on all grocery / supermarket spend
• 1% on all other spend

No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded.

Financial Features:

Annual Fees: 

• No annual fee in year 1
• From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Minimum Salary Requirement: AED 8,000

Retail Interest Rate: 3.5% will be charged on the outstanding amount on monthly basis after 52 days interest free period

Foreign Currency Transactions Rate: 2.99% per month; Applicable on overseas transactions only

Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.

Repayment Period: 22 Days from statement date

Purchase Protection: No

Other Benefits:

• PayLite: turn any big purchases into small payments
• Fast, safe and effortless purchases, with Apple Pay

Travel Benefits:

Airport Lounge Access: Unlimited access to 1,100+ lounges worldwide with MasterCard Travel Pass app 

Travel Medical Insurance: Complimentary Travel Insurance

Miles Program:  No, this card does not have a rewards program.

Leisure and Entertainment Benefits:

Cinema Offer: No

Dining Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Golf Benefits: No

Other Benefits:

• Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
• Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
• 2 complimentary airport rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app

• Valid Passport & Visa Copy.
• Emirates ID copy.
• Salary Certificate addressed to Citibank.
• 3-month Salary bank statements.

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change. 

*5% VAT applicable over and above the annual fee.

T&C Link- https://www.cdn.citibank.com/v1/aegcb/cbol/files/documents/credit-cards/landing-page/digital-cashback-rewards-card-terms-and-conditions.pdf