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Earn Etisalat Smile points when you spend, and enjoy free 10 minutes of UAE talk time with every AED 100 spent, with Etisalat Gold Cards from ADIB.
Major Benefit: Free talk time by earning Etisalat Reward points for retail spend
Points to Consider: The Balance Transfer fee applicable
Main Benefits:
Etisalat Reward Points:
Financial Features:
Annual Fees: AED 299
Minimum Salary Requirement:
Retail Interest Rate: From 2.99% for salary transfer clients and 3.09% for non-salary transfer clients will be charged on the outstanding amount on monthly basis up to 55 days interest free period
Foreign Currency Transactions Rate: 3% per transaction; Applicable on oversees transactions only
Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months
Repayment Period: Up to 55 days Grace Period
Purchase Protection: No
Travel Benefits:
Airport Lounge Access: Access to Airport Lounges worldwide via Veloce Lounge
Travel Medical Insurance: No
Air Miles: No
Leisure and Entertainment benefits:
Movie Tickets: No
Dining Privileges: No
Golf Benefits: No
All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
*Terms & Conditions apply