Credit Card

Best Credit Cards For Utility Bills in UAE in 2024 | Compare4Benefit

Credit cards are considered the best way to handle your monthly utility bills in the UAE. Facing a bill for a big amount that you have to pay in one go?

Don’t worry, it’s time for you to utilize the best credit cards that give you cashback on your utility bills.

There are many credit cards in the UAE that offer attractive cashbacks on your utility bills as well as other facilities. Let’s have a look at the best of them.

Best Credit Card for Paying Electricity Retailer

Electricity is the one thing that keeps our homes and businesses lit up. The electricity supply industry is a big one. In the UAE alone, there are more than 20,000 electricity providers.

If you’re looking for a better credit card to use for paying your bills, you’ve come to the right place! We’ve compared loads of cards to find the best credit cards for paying your electricity bills.

We’ve ranked them based on their cash back rates and other rewards programs, so you know you’re getting the best deal!

6%* cashback on your everyday spend
6%* cashback from Netflix
No minimum spend.

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0% interest on 3-month EasyPay and 100% cashback on fees. Earn Rewards Points on your instalments
6%* cashback on you

Everyday spend at your favourite merchants across fast food dining, coffee and toast, digital subscriptions and on your daily commute (Bus/MRT). No minimum spend requirement.

Enjoy dining and shopping discount privileges at over 3,000 outlets in Asia with Standard Chartered’s The Good Life benefits program

All other eligible spends will earn 0.5% cashback

HSBC Advance Credit Card

1.5% Cash Back
3.5% Bonus Cash Back
Wireless Payment

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Receive up to S$200 cashback and a chance to play the Sure-Win Hong Bao game to win prizes like the OSIM massage chair, Dyson fan, shopping vouchers and more! T&Cs apply

First year annual fee waiver

Enjoy 2.5% cashback on all local and overseas spend with S$2,000 minimum spend

Enjoy 3.5% cashback on all local and overseas spend and perpetual annual fee waiver when you’re a HSBC Everyday Global Account customer as well

Use your card as an EZ-Link card by activating the card via SimplyGo. Bus and MRT fares will be charged directly to your statement, so there’s no need for auto top-up arrangements.

Citi Cash Back Credit Card

5% Cash back on telephone & utility bill payments
0.5% Cash back on all other spends
Automatic redemption

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Dining Privileges
Save up to 20% on dining across participating restaurants with Citi cards.
To find a Citibank partner restaurant near you
Shopping Privileges
Enjoy EMI options on online travel booking and shopping, and at over 2,000 stores. To know more

FAB Infinite Credit Card

Up to 5 FAB Rewards for every AED 1 you spend
Cashback on paying your utility bills

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Earn up to 5 FAB Rewards for every AED 1 you spend
Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest
Complimentary multi-trip travel insurance

RAKBANK RED Mastercard Credit Card

Free for Life
Dining Discounts
Special Discounts

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No Annual Fee
Finance Charges
Supplementary Card
Interest-Free Credit
Cash Advance
Minimum Payment

The Emirates Skywards DIB Platinum Credit Card

0.15 Mile per AED supermarkets, utilities
Balance transfer facility
Bonus Skywards Miles

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5,000 bonus Miles on card activation
0.15 Mile per AED spend on groceries & utilities
0% Easy Payment Plan when you purchase Emirates tickets to any destination on emirates.com
Balance transfer facility
Medical and Legal Referral

Do remember to do your due diligence as different cards would come with different terms and conditions.

Also, make sure that you pay your fees on time!

Divya Gandotra